California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA) Policy

This policy explains how Simple Care Life Insurance complies with the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), which enhances privacy rights and consumer protection for California residents.

The CCPA went into effect on January 1, 2020, and the CPRA became operative on January 1, 2023, with enforcement beginning July 1, 2023.

These laws grant California residents specific rights regarding their personal information. Rights Under the CCPA/CPRA as a California Resident:

You have the following rights regarding the personal information we collect about you:

Right to Know: You can request to know what personal information we collect, use, disclose, and sell. This includes the categories and specific pieces of information, the sources of the information, the purposes for collecting or selling it, and the categories of third parties with whom we share it.

Right to Delete: You can request that we delete your personal information, subject to certain exceptions.

Right to Correct: You can request that we correct inaccurate personal information that we maintain about you.

Right to Opt-Out of Sale/Sharing: You can opt-out of the sale or sharing of your personal information. "Sharing" is a new category of data transfer introduced by the CPRA.

Right to Limit Use and Disclosure of Sensitive Personal Information: You can direct us to limit our use and disclosure of your sensitive personal information to that which is necessary to perform the services or provide the goods reasonably expected by an average consumer who requests those goods or services.

Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA/CPRA rights. Your Identity:**

To protect your privacy, we are required to verify your identity before fulfilling your requests to access, delete, or correct your personal information.

We will provide instructions on how to verify your identity when you submit a request.

Submitting a Request:

To exercise your rights under the CCPA/CPRA, please email us at the address found on our contact page. Please include "CCPA/CPRA Request" and your name in the subject line. Provide as much detail as possible regarding your request.

Authorized Agents:

California residents can designate an authorized agent to submit requests on their behalf. We will require proof of authorization.

Updates to this Policy:

We may update this policy periodically to reflect changes in the law or our practices. We encourage you to review this policy regularly.

Contact Us:

If you have any questions about this policy or our privacy practices, please contact us at [email protected]